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General

If you’re out of network, do I have to pay the full cost?

The short answer

No, out-of-network care doesn’t automatically mean you’ll pay the full cost. Many plans still offer out-of-network benefits, and what you owe depends on your specific coverage details and the type of care you receive.

No, out-of-network care doesn’t automatically mean you’ll pay 100% of the cost. Many plans still offer out-of-network benefits, and what you owe depends on the details of your specific coverage and the type of care you receive.

Our team can help you understand the financial side of moving forward, including what information to ask your insurer for and what documentation may be needed. If you’d like, contact us to schedule a consultation, and we’ll walk you through the process based on your situation.

Where to go from here

Understand it, compare it with what you're feeling, then talk it through with us.

Step 2 · Compare

Treatments to know about

Step 3 · Speak with Us

Worried About Out-of-Network Costs?

Our specialists understand how confusing insurance can be and will help clarify your coverage for endometriosis or adenomyosis care. Let us guide you through your options to ease your financial concerns.

Questions people ask next

All general questions
  • Do I need a referral to see an excision specialist?

    In most cases, you do not need a referral to start the process with our excision surgery team. We review your medical records before scheduling a telehealth consultation. If your insurance requires a referral for out-of-network benefits, that is a separate administrative issue.

Reach Out

Have a question?

Lotus Endometriosis Institute provides California-based surgical evaluation and advanced excision care for patients with suspected endometriosis, adenomyosis, complex pelvic pain, and related conditions.


Many patients contact us from outside California to learn whether traveling for in-person evaluation and possible surgery may be appropriate.

Call Us

(424) 255-1340

(805) 920-0909

Fax: (805) 935-4338

Santa Monica, CA

2121 Santa Monica Blvd, Santa Monica, CA 90404

Operating Hours

8am - 5pm
Monday - Friday

Arroyo Grande, CA

154 Traffic Way, Arroyo Grande, CA 93420